Health Insurance

I hear and read a lot of com­plaints about health insur­ance rates from friends and fam­i­ly. I fig­ured since I had some good news, it was only fair to post it. Our rate are going up in 2013, by around 3.6% by my cal­cu­la­tion. Out of our pock­et, this results in $10 more per month. Not great, but giv­en some of the leaps in insur­ance rates in past years, that’s pret­ty low.

But, next year my employ­er’s plan will not require a copay for pre­ven­ta­tive care vis­its. Or, in oth­er words, those are 100% cov­ered1. As my entire fam­i­ly is cov­ered for med­ical & den­tal, that’s four phys­i­cals and eight den­tal clean­ings (we go every six months). In oth­er words, while our annu­al pre­mi­um por­tion is going up $120, we’ll be pay­ing at least $180 less than pre­vi­ous years.

So, thanks to my employ­er, my insur­ance com­pa­ny (we have Aet­na), and to Pres­i­dent Oba­ma for mak­ing my insur­ance costs go down for this first time ever!

  1. I’m fair­ly cer­tain this is in order to com­ply with Oba­macare, but this if they want to claim this as a new ben­e­fit, it does­n’t real­ly mat­ter to me. []
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Categorized as General

By Jason Coleman

Structural engineer and technical content manager Bentley Systems by day. Geeky father and husband all the rest of time.

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